Are Freelancers and Contractors the Same Thing?

Are Freelancers and Contractors the Same Thing?

A freelancer and a contractor are technically two separate things, but the terms are often used interchangeably. It’s easy to see why this happens because they both see a self-employed person providing work and services to another business. The terms do describe different ways of working though, so it’s useful to understand how they operate…

Am I Employed or Self-Employed?

If you’re struggling to determine your own or somebody else’s employment status, don’t worry, it isn’t you – it can be complicated! We’ll take a look at employment, self-employment and everything in between, so you know exactly where you stand, and whether you should be declaring your income to HMRC. Am I an employee or…

Retirement Saving for Self Employed People

Retirement Saving for Self-Employed People

Even if you’ve only just started thinking about saving for your future – that’s still great news! Without an employer to take care of pension contributions on your behalf, it can be all too easy to neglect a retirement savings plan. It’s understandable. The terminology can be complicated, no one teaches you about them, and…

Taking a Sick Day When You’re Self-Employed

Taking a Sick Day When You’re Self-Employed

Some people take pride in the fact that they never take sick days. Of course, this sounds great for companies, but the true fact is that they end up spreading their illness to other employees, especially when they are trapped in the same office all day. If you are self-employed you don’t have that problem,…

How to Take a Holiday When You Run a Small Business

How to Take a Holiday When You Run a Small Business

We get it. Taking a break when running a small business can be really hard. So, it’s no surprise that Zurich’s SME Risk Index Survey showed 43% of SME owners hadn’t booked a break longer than 5 working days. Ouch!…